SageAlly Blog

Struggling to afford Medicare premiums and costs? Medicare Savings Programs can save you thousands each year. Learn about QMB, SLMB, QI, and QDWI—what they cover, income limits, and how to apply.

Medicaid covers far more than just nursing homes. Learn what Medicaid provides for seniors—from hospital care to prescriptions to long-term care—plus how it works in New Jersey and varies state to state.

Medicare Advantage plans now cover more than half of all Medicare beneficiaries. Learn how MA plans work, what they cover, costs, pros and cons, and how to choose the right plan for your needs.

Medicare doesn't cover everything. Learn how Medigap supplement insurance fills the gaps with comprehensive coverage, which plans are right for you, and when to enroll for guaranteed acceptance.

After a fall, every minute counts. Medical alert pendants offer seniors the ability to get help immediately, even when they can't reach a phone. Learn what features matter most and how to choose the right system for your needs.

Falls are not a normal part of aging. Yet every year, one in four adults over 65 experiences a fall, and many of those falls could have been prevented with the right strategies and support. This comprehensive guide will walk you through evidence-based strategies to reduce fall risk, from simple home modifications to strength-building exercises that keep you steady on your feet. Learn how to create a personalized fall prevention plan that helps you maintain your independence safely.

Medicare Part A covers hospital stays, skilled nursing, hospice, and home health care. Learn what's covered, what it costs in 2025, and how to avoid expensive surprises.

Part B covers doctor visits, outpatient care, preventive services, lab tests, and medical equipment. Learn what it costs in 2025 and how to avoid expensive surprises.

When a doctor orders home health services, families quickly discover they need to coordinate schedules, communicate with multiple providers, and troubleshoot problems. Here's how to navigate the home health system effectively.

Nearly half of seniors take five or more medications daily, and medication errors send over 100,000 older adults to the emergency room each year. Most problems are organizational, not medical.

Leaving the hospital feels like progress, but the first days at home are often the most stressful part of recovery. Nearly one in five Medicare patients is readmitted within 30 days.

Medicare Part D helps cover prescription drug costs, but even with the new $2,000 out-of-pocket cap in 2025, medications can still be expensive. Multiple programs—federal and state—can lower your costs dramatically.

Everything you need to know about Medicare in one comprehensive guide. Get expert insights on Parts A, B, C, and D, enrollment, costs, and how to maximize your coverage.

You can have excellent hospital and doctor coverage, but if you can't afford your medications, everything falls apart. That's why Medicare Part D exists—and 2025 brings major changes including a $2,000 out-of-pocket cap.